Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risks and individual circumstances vary significantly
This disclaimer outlines important information regarding our financial planning subscription service and your use of our website
General Service Disclaimer
Our financial planning subscription service provides general guidance and analytical reviews based on your individual circumstances. We do not provide specific recommendations or guaranteed outcomes for your financial situation
Limitation of Liability
To the fullest extent permitted by Canadian law, our liability is limited as follows
- We are not liable for any indirect, consequential, or incidental damages arising from your use of our service
- Our maximum liability shall not exceed the amount you paid for our subscription service in the 12 months preceding any claim
- We exclude liability for any losses resulting from market volatility, economic conditions, or external factors beyond our control
- No liability exists for delays or interruptions in service delivery due to circumstances beyond our reasonable control
Information Accuracy and Currency
While we strive to provide accurate and current information, financial markets and regulations change frequently. Information provided may not reflect the most recent developments or be suitable for your specific situation
No Warranty: Our service is provided "as is" without warranties of any kind, express or implied, including but not limited to fitness for a particular purpose
Service Updates: We reserve the right to modify our service offerings, pricing, or terms at any time with appropriate notice to subscribers
Professional Advice Limitation
Our subscription service provides analytical reviews and consultations but does not constitute professional financial advice for specific decisions
Always consult qualified professionals before making significant financial decisions
External Links and Third-Party Content
Our website may contain links to third-party sites. We are not responsible for the content, accuracy, or practices of external websites
Results and Outcomes
Financial planning outcomes depend on numerous factors including market conditions, personal circumstances, and implementation of discussed strategies
Individual results may vary
Intellectual Property Rights
All content, materials, and methodologies provided through our service remain our intellectual property and are protected by Canadian copyright laws
Governing Law and Jurisdiction
This disclaimer and our service are governed by Canadian law, with specific provincial variations as applicable
Provincial Variations
Some aspects of our service may vary by province to comply with local regulations
- Ontario residents are subject to additional consumer protection regulations
- Quebec subscribers may have enhanced rights under provincial consumer protection laws
- British Columbia residents benefit from additional privacy protections under provincial legislation
Any disputes shall be resolved in accordance with the laws of Canada and the province where you reside
Indemnification
You agree to indemnify us against any claims arising from your misuse of our service or violation of these terms
Severability
If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect
Contact Information
For questions about this disclaimer or our service, please contact us using the information below
Last Updated: August 11, 2025