Terms and Conditions

These Terms and Conditions govern your use of aloriventhysa's financial planning subscription service and website

Last Updated: August 11, 2025

Acceptance of Terms

By using our service or website, you agree to be bound by these terms. If you disagree with any part of these terms, you may not use our service

Use of Our Service

Our financial planning subscription service is subject to the following conditions and restrictions

Service Eligibility

Our service is available to Canadian residents who meet the following criteria

Permitted Uses: Permitted Uses

Permitted Uses

You may use our service for the following purposes

  • Participating in scheduled monthly financial planning consultations
  • Accessing materials and resources provided as part of your subscription
  • Communicating with our team about your financial planning needs

Prohibited Uses

You may not use our service for the following purposes

  • Sharing your account access with unauthorized parties
  • Using information provided for commercial purposes without permission
  • Attempting to reverse-engineer our planning methodologies
  • Providing false or misleading information about your financial situation

Your Responsibilities

As a subscriber, you are responsible for the following

  • Providing accurate and complete information during consultations
  • Attending scheduled sessions or providing reasonable notice of cancellation
  • Maintaining the confidentiality of your account information

Intellectual Property

All content, methodologies, and materials provided through our service remain our exclusive intellectual property and are protected by Canadian copyright laws

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information Privacy Policy

Service Disclaimers

Our financial planning service provides analytical reviews and consultations but does not guarantee specific financial outcomes. Past performance does not guarantee future results

Past performance does not guarantee future results

Individual results may vary

Liability Limitations

To the maximum extent permitted by Canadian law, our liability is limited to the amount paid for your subscription in the 12 months preceding any claim

Indemnification

You agree to indemnify us against any claims arising from your misuse of our service or violation of these terms

Dispute Resolution Process

We are committed to resolving any disputes fairly and efficiently through the following process

Arbitration Process

Disputes not resolved through direct communication may be subject to binding arbitration under Canadian arbitration rules

Arbitration Procedure: Arbitration will be conducted by a single arbitrator in accordance with the laws of Canada

Applicable Rules: The arbitration shall be governed by the Arbitration Rules of the applicable Canadian province

Online Dispute Resolution

For international clients, we support alternative dispute resolution mechanisms

Online dispute resolution platforms may be available for cross-border disputes

ODR Platform: Contact us for information about available dispute resolution options

Service Termination

Either party may terminate the subscription service with 30 days written notice. All obligations survive termination as applicable under Canadian law

Governing Law

Any disputes shall be resolved in accordance with the laws of Canada and the province where you reside

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect

Complete Agreement

These Terms constitute the entire agreement between you and aloriventhysa regarding our service, superseding any prior agreements or understandings

Terms Updates

We reserve the right to modify these Terms with 30 days notice to subscribers. Continued use of our service constitutes acceptance of revised terms

Contact Information

For questions about these Terms, contact us at contact@aloriventhysa.com or +1-373-434-013

Email: contact@aloriventhysa.com

Phone: +1-373-434-013

Address: 1247 Queen Street West, Toronto, ON